Description: From a session at a meeting of the Society of Actuaries held in San Diego, CA, June 22-23, 2000 Panel discussion of the work being done by the Society of Actuaries and the NAIC to further development of a Unified Valuation System.

Description: This session from the 1983 SOA Spring Meeting discusses regulatory topics affecting life insurance and annuity product development including Unisex rating, UL reserves and non-forfeiture values, policies without guaranteed cash surrender values, and smoker/non-smoker mortality tables. From Record of Society of Actuaries Vol. 9, No. 2.

Description: This session from the 1984 SOA Toronto Meeting discusses the problems and possible solutions arising from the matching or mismatching of assets and liabilities, including valuation and regulatory implications, in a Canadian and U.S. context. From Record of the Society of Actuaries Vol. 10, No. 4B

Description: This article is about junk assets. Insurance companies own over one third of the junk assets in the U.S. which has raised concerns and caused certain states to enact laws or regulations regarding junk investments.

Description: A review of the development of the 2005 Version of the Generally Recognized Expense Table GRET, to be used to show compliance with the NAIC Life Insurance Illustration Model Regulation and the associated Actuarial Standard of Practice

Description: This session from the 2003 SOA Orlando Meeting focuses on WL and UL insurance products offered in the U.S. and Canada, market and regulatory differences and similarities, the comparison of product offerings and an overview of current issues in product development. From the Record of the Society of Actuaries, Volume 29, No. 3.

Description: This session from the 1984 SOA Toronto Meeting examines the current proposals, regulation and deregulation in the U.S. sector and Canada, The Baldwin-United problem and the implications for the life insurance framework in Canada. From Record of the Society of Actuaries Vol. 10. No. 4

Description: This report presents the results of a survey of the actions companies took on their term products in response to the introduction of the NAIC Valuation of Life Insurance Policies Model Regulation, ‘Regulation XXX,’ and Actuarial Standard of Practice No. 40. The survey also explores the development of companies' X factors, the associated annual X factor certification process and how Regulation XXX impacts the companies' level term pricing. The survey was conducted by the Regulation XXX Survey Subcommittee of the Society of Actuaries Life Insurance Mortality and Underwriting Survey Committee. Common survey responses to Regulation XXX included consideration of reinsurance, changes in product design, the most common changes reported being the length of the guarantee period and the level of the gross premiums, and changing rates on existing products.

Description: Slides from a session at a meeting of the Society of Actuaries held in San Diego, CA, June 22-23, 2000 This session discusses recent developments within the American Academy of Actuaries and the National Association of Insurance Commissioners with regard to reserving requirements for equity-indexed annuities and life insurance.

Description: This panel addressed the multitude of issues companies face as banks and insurers become partners. Panelists discussed: 1. Legal issues surrounding mergers of banks and insurers, including the focus of federal regulators. 2. Recent applications by insurers for thrift charters and acquisitions of thrifts. 3. Successful bancassurance models in other parts of the world and best practices applicable in the U.S. 4. U.S. bank distribution models. 5. Financial implications of the manufacturers and distributors having the same parent, including impact on product development, underwriting, and transfer pricing. 6. Impact on carriers relying on banks for distribution when those banks merge with other carriers.